With regard to car safety, the most important thing that everyone should do is get a good Ottawa auto insurance policy. It’s mandated by law, of course, but it’s also the best way to protect yourself, your family, and the community from the financial effects of car accidents. But merely having insurance is not enough. Driving safely is also important, and it’s also a good idea to make sure your car has the latest safety features. This cuts down on your risk of injury and damage in the event of an accident, and it may also get you a lower rate on your Ottawa auto insurance. If you want more information about how this works, talk to a licensed professional about the best insurance policy for you and your vehicle.
Here are a few of the best ways to make your driving safer.
1.
High safety rating:
When you’re shopping for a new vehicle, go online to get up-to-date safety ratings for all the cars you’re considering. Transport Canada is one source, or you can go through the website of the U.S.-based National Highway Safety Administration. You may also ask your Ottawa auto insurance company if they have any specific recommendations for safe vehicles. If you take their recommendation, you may even be able to get a lower insurance rate.
2.
Frequent tune-ups:
Most drivers already know that it’s important to get an oil change and a tire rotation every 5,000 miles. But it also helps to have a trusted mechanic check the other systems in your vehicle, just to make sure that everything is running smoothly.
3.
Airbags:
Front-side airbags are a common feature in many newer cars. Unfortunately, side airbags are much less common, even though side-impact collisions are among the most dangerous types of car accidents. When shopping for a vehicle, look for models that contain two sets of airbags on the side of each seat—one for the lower body, and one for the head. Side airbags may even get you a discount on your Ottawa auto insurance.
4.
Antilock brakes:
Most newer cars have antilock braking systems, which help prevent the wheels from locking up when you brake suddenly or hit a slippery surface. If your car has this feature, it’s important to familiarize yourself with how it works, so that you know how to handle it when a situation arises in which the ABS system engages.
5.
Hands-free cell phones:
Unlike other provinces, Ontario has made it illegal to drive while using hand-held cellphones or other electronic devices. However, it’s no secret that many people ignore this rule when it’s convenient for them. In general, this is not a good idea. Plus, you can avoid those hefty fines simply by using hands-free devices and voice-activated dialing. It’s safer, and you’ll avoid getting ticketed.
6.
Take safety classes:
As adults, few of us ever think that driving safety classes would be useful, but how many adults actually remember the specific safety guidelines? Even if you’re a very safe driver, it can’t hurt to go back for a safety refresher with a local drivers’ instruction organization. You may surprise yourself by learning some new things, and you might even be able to get a discount on your Ottawa auto insurance.
